Asset Protection — Long Island & New York
Planning Ahead for
Long-Term Care & Medicaid
A calm, practical guide to understanding long-term care costs, Medicaid rules, and how thoughtful planning protects New York families from rushed decisions later.
What You'll Learn Inside
Inside This Guide
- How long-term care costs typically arise over time
- What Medicaid does — and does not — cover (Medicare vs. Medicaid)
- The difference between Community Medicaid and Nursing Home Medicaid in New York
- 2026 New York Medicaid eligibility numbers (asset limits, income limits, spousal protections)
- What the 5-year look-back really means in practice
- When a Medicaid Asset Protection Trust (MAPT) may — or may not — make sense
- How long-term care planning fits into your broader estate plan
Download the Long-Term Care & Medicaid Guide
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Who This Guide Is For
- Families where aging is becoming a consideration
- Adult children who are quietly stepping in to help more often
- Anyone who wants to understand Medicaid before it becomes urgent
- Families who want clarity, not crisis-driven decisions
Planning ahead doesn't mean something bad is imminent. It means fewer rushed decisions, less paperwork under pressure, and less financial strain on family.
Educational Use Only: This material is provided for general educational purposes only and does not constitute legal, tax, or financial advice. Downloading or accessing this content does not create an attorney-client relationship. Consult your own professional advisors regarding your specific situation. © 2026 Rapps & Associates, PLLC.